Helios Finance
  • Introduction
    • Problem - Solution
    • How Helios Differs from Other Protocols
    • Summary of Capabilities
  • Quickstart
    • Installing Leather Wallet
    • Add MIDL regtest on Leather
    • Get test tokens from faucet
    • Experience the new BTC Defi
  • Architecture
    • Overview
      • Helios & MIDL Architecture Overview
      • MIDL Validator Network (DPoS Consensus Layer)
      • Threshold Signature Scheme
      • Lending Logic Layer by Helios
      • Roles and Responsibilities Summary
    • Bitcoin-Native Smart Contracts
    • Bitcoin Settlement Flow and One-Step Transactions
    • Bitcoin Settlement & Finality
  • Core Concepts
    • Overview
    • BTC-Native Liquidity, Expanded Asset Support
      • Interest Mechanics
      • Supported Assets
    • Partial Collateral Swap (Flexible Position Management)
  • Risk Framework
    • Overview
    • Adaptive Risk Optimization (Mempool- & Volatility-Aware LTVs)
      • More on Adaptive Risk Engine
    • Liquidation Mechanics
  • Capital Efficiency and Use Cases
    • Overview
    • Delta-Neutral Yield Strategies
    • Enhanced Yield for Bitcoin Holders
    • Arbitrage and Market Efficiency
    • Tax-Optimized Borrowing
  • Institutional Compliance and Security
    • Overview
    • KYC-Ready Architecture and Permissioned Pools
      • More on Dual-Layer Market
    • AML, Monitoring, and Auditability
    • Regulatory Alignment (MiCA, BIS/IOSCO, etc.)
  • For Developers
    • Overview
    • Interest Rate Model
    • Supply & Borrow Interest
    • Functions
      • Common Functions
      • Supply & Withdraw
      • Borrow & Repay & Liquidate
      • Flashloan
    • SDK Release Plan
    • Smart Contract Interface via MIDL (EVM on Bitcoin)
    • Transaction Fees
  • Oracles and Price Feeds
  • Running a Liquidator or Integration with Exchanges
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  1. Introduction

How Helios Differs from Other Protocols

Bitcoin’s base layer doesn’t offer native smart contracts, so Helios anchors its logic on an EVM-compatible execution layer that sits directly on top of Bitcoin mainnet(MIDL). Every loan, repayment, and liquidation is executed in Solidity yet ultimately settled in raw BTC within 1 BTC block, so users keep self-custody and never leave the Bitcoin security envelope.

Beyond the core architecture, Helios is built to satisfy the operational, security, and compliance checklists that professional capital demands:

  • Audit-ready transparency – All positions are provably solvent via on-chain proof-of-reserves and real-time Merkle-tree attestations, making third-party audits and regulatory reporting frictionless.

  • Dynamic risk controls – An adaptive model tunes LTVs and liquidation buffers block-by-block, reacting to mempool congestion, fee spikes, and spot-market volatility instead of waiting for governance votes.

  • Compliance hooks – Native event feeds export KYC/KYB flags, travel-rule metadata, and transaction analytics, streamlining integration with custodians, fund administrators, and auditors.

Taken together, these choices make Helios a Bitcoin-first lending market that is secure, transparent, and ready for regulated capital—without the bridge risks or governance lag that characterize many Ethereum-based alternatives.

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Last updated 29 days ago